You don’t need a Monthly Expenses Calculator to be financially successful.
Can you be financially free? How long? It depends on your monthly expenses calculator and if you are consistent?
To be financially free, you only need to create an income stream(s) that are equal to or greater than your monthly expenses. When you have the recurring monthly income that covers your recurring monthly outgo, you then no longer “need” to work at a job. You can then spend your time doing what you want with whom ever you want and where ever you want.
As always, if you have questions or need clarity on any of the information you’ve seen from me, please feel free to contact me.