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Here are 10 Signs You’re Not Saving Enough for Retirement Planning

Retirement Planning is often overlooked until it is too late.

Don’t be lazy when it comes to Retirement Planning or you will be living in regret!

WATCH VIDEO

Retirement might be decades away, but it is never to early to plan ahead. Saving money can feel limiting. You can not access the funds so you wonder why am I letting it sit in some account when I could be using the money to enjoy my life.

That is a very good way of looking at the retirement scenario.

Perhaps a better way to plan for retirement is to set yourself up with an income earning machine that generates passive income. Maybe you say you will never retire because you love doing what you do. As long as your occupation is not physically challenging you can continue to earn income.

The online world is ideal for this, however you need to learn and become education about business, and marketing so that you can set up a system that generates sufficient funds.

OR… you can use someone else’s system, and sell someone else’s products, services.

You don’t want to end the last days of your life as a mall security guard.

Imagine is you had an opportunity to direct traffic into the Mall of America, or into the Ridgedale Center and once your leads got into the mall, and made purchases, you go paid a commission from every single purchase that they made inside the mall.

You only job was to drive traffic through the doors, and once those people are in the mall and shopping, your job is done. You get paid, when they make purchases.

You do not need to “sell” them on anything. The sales people on the floor do all that. You only need to direct them to the mall. You do not need to process orders. The cashiers process all the orders. You do not need to do any up-selling. The sales people do that for you.

That would be a very cool system.

But the Mall of America does not have that option for you.

However, the Ultimate Retirement Breakthrough does.

What is the Synergy Lifestyle Academy?

How to Simplify Budgeting Methods to Leverage Minimalism and WIN!

Learn how to simplify Budgeting Methods to save time and money!

If you are not simplifying Budgeting Methods then you are throwing money out the window.

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The following list summarizes the key aspects and disadvantages of each type of budgeting model:
  • Static budgeting. …
  • Zero-base budgeting. …
  • Flexible budgeting. …
  • Incremental budgeting. …
  • The rolling budget. …
  • The rolling forecast.

What is Budgeting | Types, Examples, Advantages, Disadvantages – In the competitive world, budget plays a crucial role to organization’s survival and growth. Budget is majorly performed to control the cost and maximizing the profit of the organization. Further it also helps organization to prepare itself for the upcoming future and funding requirements.

The budget is the plan which intends to figure out expected operations revenue and expenses of an organization for a future time period. In other words for a business entity budgeting is the process of preparing detailed statement of financial results that are projected for a certain period of time. Budgeting is to estimate the future while taking the management inputs considering internal and external factors of the organization.

Budget is prepared to carry out various functions like planning activities, developing projects, testing and implementing programs etc. There are various such functions for which an entity prepare budget. Budgeting can increase the chances of making profits within the given environment and help decision making process of management.

 

How to INVEST your Time-Money with $86,400 in Your Time-BANK…

MagicBrad Presents on Robert Kiyosaki’s Cash Flow Quadrant

I am hoping you have heard of the Cash Flow Quadrant.

The Cash Flow Quadrant will help you understand why you might be living paycheck to paycheck.

MagicBrad Presents on Robert Kiyosaki’s Cash Flow Quadrant and the areas of the Employee, the Self-Employed, the Business Owner and the Investor. (Get more Business Education with the 21 Steps Course)

WATCH VIDEO – CLICK HERE

Have you heard of the CASH FLOW QUADRANT?

The Cash Flow Quadrant was popularized by Robert Kiosaki, author of the book Rich Dad, Poor Dad. The quadrant covers 4 levels of occupation starting with the Employee, then the Self-Employed, then the Business Owner and finally the Investor.

I’ve gone through, and re-visit all of these phases occasionally.

Each quadrant offers a different lifestyle of time freedom, and each quadrant requires a unique mindset. The Employee is content, with working for an hourly wage and climbing the ladder of success.

The Self-Employed person, has a desire for building their own dream and is willing to give up the security of a regular paycheck, to be in more control of income growth.

The Business Owner has more ambitious goals and is ok with hiring (and firing) employees, managing people, maintenance of equipment, and merchandise and the plethora of other tasks involved. Owning your own business can be financially rewarding but comes with a lot of responsibility and stress.

The Investor is a person that understands leverage, compounding and scaling. They use their time, money and energy to create more time money and energy with systems and processes. This can create that “passive income” that so many people desire, but do not have the mindset for.

Each of these areas of the Cash Flow Quadrant require a unique mindset and different elements of education and knowledge. There really is no simple path to independent wealth but there is a “first step” that leads to many more steps along the path of wealth creation and financial freedom.

I’ve recently become more interested in these 4 phases of lifestyle occupation, so I will be creating some more video content on MagicBradTV on my interpretation of each quadrant and how and where I have experienced them in my occupation of time and energy.

Perhaps my experience will be of service to you on your lifestyle path.

As always… feel free to connect with me on my plethora
of “Social Media Real Estate”. (Just Google keyword “MagicBrad”)

OR… let’s connect in-person or grab a “virtual coffee”
at “My Synergy Cafe” (search it on Facebook)

Event-fully Yours,

BRAD “MagicBrad” GUDIM
www.MagicBradPresents.com

Rhys Thomas on Chakra Colors and Meanings | Your True Purpose

Rhys Thomas on Chakra Colors and Meanings | Your True Purpose

Rhys Thomas is a visionary author, speaker, and trainer in the field of Energy Medicine.

He founded the Rhys Thomas Institute of Energy Medicine to help people awaken to their deepest sense of purpose and become a transformational healing force in the world.

WEBSITE: http://rhysthomasinstitute.com/

BOOK: https://discoveryourpurposebook.com/

WATCH VIDEOCLICK HERE

I met Rhys at a $10K Training event back in 2012. I was very impressed with his passion for helping people to understand the ideas inside of energy healing. If you are intrigued by energy work, feel free to reach out to Rhys. He is a wonderful human being.

The entire universe is made of energy, and your body is no exception. Long before modern technology and science, ancient cultures knew that all living things carried a life force with them. They called the centers of energy that move inside of us, the 7 chakras. So what are the seven chakras? Chakra is an old Sanskrit word that literally translates to wheel. This is because the life force, or prana, that moves inside of you is spinning and rotating. This spinning energy has 7 centers in your body, starting at the base of your spine and moving all the way up to the top of your head.

As always, feel free to contact me with any questions or clarification.

Event-fully Yours,

BRAD “MagicBrad” GUDIM
www.MagicBradPresents.com

PS: Ya got 17 Minutes to learn about starting an Online Business?

Why MagicBrad uses GetResponse for Automation and List Building

 

Starting a Small Business | So… You Want to Be Business Owner or Entrepreneur?

Starting a small business can be exciting.

If you want your business to survive over the long run, you’ll need good marketing and good systems. Without those two things, the best product (or service) in the world won’t keep a business alive.

According to the U.S. Department of Commerce, every year over a million people in the U.S. look into starting a small business every year. Statistics tell us that by the end of the first year at least 40% of them will be out of business. And within 5 years, more than 80% of new businesses (800,000) will fail.

So why do so many businesses fail in the first five years?

Because they don’t have systems!

Without systems, you don’t have a real business because everything falls apart when one person (or you) goes on vacation. If you don’t put systems in place, your business will run your life. You will wake-up in 10 years with a bigger stomach (and less hair) and wonder what the hell happened.

On the other hand … with GOOD systems, you can train ordinary people (with average skills) to run your business for you. Never forget that the purpose of your business is to serve your life, not the other way around. That’s why you should INVEST in a Business Course, so you can learn how to create and implement systems that allow your business to serve you.

If you have any questions of need clarification contact BRAD “MagicBrad” GUDIM

Career

Retirement Planning Reality Check | Do you have enough saved to maintain or exceed your current lifestyle?

Retirement Planning is usually on the minds of the older folks. The younger people don’t get it.

Most Americans do not have enough money saved to retire comfortably. I’m sure you have heard that before, so what will you do about it?

WATCH VIDEO – CLICK HERE

Having sufficient funds saved (or multiple streams of cash flow) to live a comfortable lifestyle is a serious issue. Not many people I know are happy working into their older years. You know what I mean? Like as a Walmart Greeter, or wiping down table at McDonalds.

Maybe you are interested in learning how to make money on the internet. Even an older worn out body can operate a computer or smart phone enough to promote their passion. Just learn to monetize your content and you are off and running.

Would you like to Join Us

There are some pretty simple ways to earn money online if you have the desire and a niche topic to share with the world.

As aways, if you have any questions of would like clarity on the program I offer, please fee free to contact me.

 

Event-fully Yours,

BRAD “MagicBrad” GUDIM
www.MagicBradPresents.com

www.21steps49bucks.com

 

Hell with the Department of Education | Invest in Your Knowledge and Education

The Department of Education has been going downhill for many years. You can learn more useful information on your own.

When you invest into your own knowledge, you create and asset that nobody can take from you. Then when you apply that knowledge, you you can multiply your wealth monetarily and also increase your lifestyle.

The Department of Education has few grants that individuals can apply for directly. We also administer programs—mostly in higher education—that are awarded to institutions, that then award funds to individuals. Some of these are: Perkins Loan Program Supplemental Educational Opportunity Grant (FSEOG) Work-Study You need to complete the FAFSA to be eligible for these three programs. Individual college students are also eligible for: Pell Grants Direct Loans Apply for them by completing the FAFSA.

SEE MORE DETAIL – CLICK HERE

Personally, I think if they are willing to “grant” you money that you do not need to re-pay that is better than Student Loan Debt. However, you will still be investing TIME to be in the classes, and YOUR TIME is very valuable. So, you better be learning some good useful information while you are in skool. (HeHe)

On the other hand, if you want to earn you living by living the Internet Lifestyle of TIME FREEDOM then let’s talk.

Let’s Connect and Collaborate!

BRAD “MagicBrad” GUDIM
CONTACT ME – CLICK HERE