With automobile insurance being in mandatory purchase, the people that drive cars might be concerned or at least interested in consumer reports auto insurance coverage and pricing.
With auto insurance being pretty much a commodity, and very similar no matter what company you choose, it makes sense to shop around periodically to get the best price.
I am curious. When you are shopping for automobile insurance, do you look for an agent that you can trust, or do you just shop around for a company that has the best pricing and coverage?
For some people, myself included, it is just about the price and preventing getting a ticket from the police for not being insured.
Getting in a car accident, is never a pleasant experience. Especially if someone gets hurt. Do you have your car covered as well as the people involved in the incident?
I would suggest doing some shopping. There are websites that have comparison charts, that you can find out what the best prices are and for what companies. Again, it is important to buy insurance from a company or an agent, that has your best interest.
Insurance can get expensive. However, an accident can be significantly more expensive. What if you were to invest the money that you put into insurance coverage into a real estate investment trusts (REITs)? How long would it be before you would accumulate enough wealth so that you could cover your own costs of an accident?
Probably not a good idea. Lots of risk! Also if you got caught without insurance coverage in a mandatory situation, you can incurred significant fines.
Better safe than sorry.
Get insured.
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