I will keep this simple!
The main reason Minnesota Health Insurance or Any insurance for that matter is out of control, is because of the interaction between the insurance companies, and the health care providers.
My health providers, I am referring to the larger corporations and organizations, and not referring to the actual care provider individuals like nurses.
It is the crazy nuts cost of getting anything done. And the reason these prices are out of control, is because the insurance companies pay for it.
No the reason the insurance companies can afford to pay for it, is because of the way that the insurance business model is designed.
In the design of insurance business models, there are a lot of people that are putting money in, and a lesser amount actually use the service.
It is almost like the lottery.
A lot of people pay to play the lottery, but very few ever when significantly.
Just like in healthcare, a lot of people are paying for insurance, but only a few people actually use it. One thing that actually adds more insult to the injury, is sometimes, more often than not, insurance companies refuse to pay for certain situations. They are covering there but.
The cost of healthcare and medical attention, has become so expensive, that an individual pretty much absolutely needs insurance to cover these costs.
A lot of this is the medical device manufacturers as well. There is no reason that a stainless steel “surgical” screw needs to cost $100.
The reason this industry has become so corrupt, is that people need to live. It is literally a life or death situation when it comes to healthcare. The surgeons, the manufacturers, the pharmaceuticals for medication etc. have “we the people”, painted into a corner. We essentially need them.
